I keep getting ambushed by new student loans coming due.  This is really irritating, especially as I need to take steps to defer or forbear each time.  I must also pay the actual balance I owe my school from the past semester when I found out I'd been told I'd paid up, then told I hadn't because I had put in the paperwork for a student loan, which I had run up against the limit for.  (Credit card, too, which was mostly (or at least half) run up taking care of bills for the family that I haven't seen a return on.)

( Yes, I understand that I must pay back the money... )